Regeringen har nu beslutat om en lagrådsremiss med förslag till nya regler om hur bankerna ska bemöta sina bolånekunder. Lagförslagen bygger till stor del på EU:
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Den nuvarande modellen kan göra det oproportionerligt dyrt för konsumenten att i förtid betala ett bostadslån med bunden ränta. Med anledning av detta har regeringen, i en proposition, föreslagit vissa ändringar i konsumentkreditlagen som riksdagen nu klubbat igenom.
Kravet gäller endast för nya bolån och innebär att högt belånade hushåll kommer tvingas amortera mer av sitt bolån varje månad. Det nya amorteringskravet går ut på att hushåll som lånar mer än 4,5 gånger bruttoinkomsten måste amortera mer.
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